These Terms were last updated 10/4/18.

Welcome to our website.  As you progress through these terms, please note that the following terminology applies to the Terms of Use for any or all information referenced through this site.  The term “Visitor”, “Guest”, “You” or “Your” refers to you, the person visiting and navigating the pages contained on this website.  The term “Company”, “Ourselves”, “I”, “We”, and “Us”, refers to America’s Paradise Resort and the services provided through this web presence.

Our Target Audience:  The information presented on this website is intended for business professionals who we typically experience to be 18 years of age or older.  That said, we do not put an age limit on who an entrepreneur might be, nor do we intentionally distribute any information that could be discriminating by age, gender, race or nationality.  If you feel any content on this website is offensive, please bring it to our attention immediately so we may review and address promptly.

The intended use of this website is to be a resource for adults and families seeking vacation property rental in the Kentucky Lake area.  The information presented herein is based on local and seasonal activities held by America’s Paradise Resort or within the community of Murray, KY and the surrounding Land Between the Lakes area.  These resources are subject to change without notice. Visitors to this website assume full responsibility for how you use this information for your own purpose.

By accessing https://villas48.com and continuing to browse or reference, concepts, ideas or information presented on this site, you give consent that you agree to these Terms of Use.  If you do not agree to any of these Terms, please immediately discontinue use of this website.


In general, the content, images, and some products contained on this site are subject to Copyright Laws under the Digital Millennium Copyright Act of 1998 (the DCMA).  As such you are not allowed to copy content, use images, or the likeness of this website without the written approval of America’s Paradise Resort.

Additionally, you must adhere to the following guidelines when using this website https://villas48.com or in referring to our brand.

  • USE OF CONTENT: Content refers to printed words, PDF downloads, images, videos and audio files contained within this site. Visitors may view, print or reference content, and resources provided herein for educational purposes, as long as it shows the original domain address of https://villas48.com as your source.  If you require additional authorization by America’s Paradise Resort, please submit a request through the CONTACT page or by emailing Webmaster@HMAHotels.com referencing the item(s) you’re seeking permissions to use and contact information that we may reach if additional information is required. We reserve the right to approve or deny usage depending on how our company and brand are represented.
  • SOCIAL SHARING OF OUR CONTENT: We have provided resources for you to easily share articles posted from https://villas48.com through social media outlets with the intention of educating website owners or other developers on the information and experiences we share.  Any use other than being an informational resource requires approval from America’s Paradise Resort.  Any use that creates slander or defacement of our brand or reputation, inhibits our ability to benefit from sales involving our brand or corporate identity, is prohibited and may be prosecuted to the fullest extent of the law.
  • HYPERLINKS TO OUR CONTENT: If you are a search engine, government organization, directory listing, approved affiliate, approved service provider, or mainstream news organization, you may freely link to the home page of this website or specific articles within for informational or educational purposes. All other intentions of use or requests from organizations or websites not identified in this paragraph must submit a request for approval to hyperlink to our information by sending an email to Webmaster@HMAHotels.com explaining your intention of use prior to publishing.  We reserve the right to approve the integrity implied when referencing our company and brand and will provide you with appropriate guidelines on how to represent us.
  • IFRAMES: An Iframe is a script that allows the content of one HTML document to be embedded inside another HTML document – like on a website.  Embedding our web pages or articles from our website through the use of IFRAMES or similar embedding in any way is strictly prohibited and enforceable by copyright law.
  • INDEXING & AUTOMATED PROCESSES: Data mining, robots, spiders or other automated means with the intent to modify, download, export, reproduce, copy, compile, repackage, disseminate data, sell content or interfere with the overall functionality of the https://villas48.com website, is strictly prohibited.  We have the right to require specific rules on how data is handled with third-party internet functions and, where able, can restrict access to the site, the content or user information.
  • HIDDEN TEXT, META TAGS or MALICIOUS SCRIPTS: Advertisements or SPAM content in the means of hidden text, meta tags or malicious scripts injected into our site headers, footers or content code with the intention to track user data for malicious cause or fraudulently track a User’s activity without their permission is strictly prohibited. If discovered, the content will be reported to authorities with the intent to pursue criminal charges.
  • COMMENTS: Because this site represents a corporate brand, automatic display of public comments on our articles have been turned off.  If you found an article beneficial, social sharing it is the best form of compliment!  Please refer to our Social Sharing guideline above before doing so.  If you would like to comment on an article or bring to our attention information that should be considered in relation to a correction or updated post, please use the form on the CONTACT page to submit your comment and it will be routed to the appropriate author.  SPAM use of our website address, names of authorized users or authorized email addresses to infringe on another company’s website through fake comments is strictly prohibited.


Our website uses Cookies (a small piece of data sent from a website and stored on the user’s computer by the web browser that tracks how a visitor navigates and uses a web page.) While our Hosting Provider tracks general information, we also rely on Google and Bing Analytics to monitor the performance of our website; particularly the entry and exit pages on our website as well as identify the most viewed pages and those shared through linking. We use this information to better understand how to communicate important information to our guests as well as to identify how we can improve the way we communicate about the products/services we offer.

Additionally, there are third-party security components included in this website that also use cookies to track user activity which notifies us of suspicious actions and attempts to support our security measures in keeping our website and browsing environment as secure as possible.  By continuing use of https://villas48.com (this website), you consent to the use of such cookies in accordance with America’s Paradise Resort’s Privacy Policy.


This site represents the products and services of America’s Paradise Resort and does not accept guest blog submissions.


This website contains images and authorized likeness of brands or products protected by service marks, trademarks, and copyrights. America’s Paradise Resort has taken the appropriate measures to obtain permission from the varied brands or artists to incorporate their likeness or image on our website.  Copying content, images, videos, graphic images, or audio files from this website does not grant a transfer permission in any way for your own use.  You are to follow the appropriate measure to obtain your own license or written right to use the graphics or brands represented herein.  To identify the appropriate contacts to obtain the “right to use” for items contained within our website, please submit a request through our CONTACT form or submit an email request directly to our Website Manager at Webmaster@HMAHotels.com.


This website may include links providing direct access to third-party websites and/or to additional resources contained within this website to provide the visitor with related information to what they may have viewed. Occasionally, those links may change causing those pages to no longer display what was intended for you to see.  As such, America’s Paradise Resort takes no responsibility for the content or information contained or collected on third-party websites.  Further exploring third-party links mean that you accept and adhere to their Terms of Use and Privacy Policy and do not hold America’s Paradise Resort, or its agents responsible for any damages or infringements you may encounter by navigating their digital property. Additionally, America’s Paradise Resort reserves the right to remove any links included in our content at any time, for whatever reason, without warning.


We are committed to protecting your privacy.  Personal information collected through this website for offers, orders or general inquiries are held in the strictest confidence. Details on how we use your information and the reputable third-party tools we use to manage our business that may have access to your information can be found in our Privacy Policy.


NO Guarantee of Reservation until Deposit is received.

Check-in:  3:00 pm CST   |  Checkout:  10:00 am CST

If arriving after 5 pm, please call the office prior to your day of arrival or by 5 pm that day so that we can give you instructions and be certain you have access to your accommodations.

Cancellation Policy:  Reservations must be canceled 30-days prior to arrival in order to qualify for an 80% refund of deposit.  (A 20% fee retained for Administrative purposes).  Cancellations made less than a 30-day advance notice will forfeit their deposit.  If for whatever reason, you arrive late or leave early from your scheduled reservation, you are still responsible for the cost of all days booked for your reservation.

Liability:  Guests are responsible for any damage to the resort property inflicted by themselves, their children, their guests or their pets.  The Property Owner is not responsible for fire, theft, accident or injury to a guest or their visitors or to a guest/visitor’s belongings during their stay.

Children:  Underage children should be supervised by an adult at all times.

Pet Policy:  Pets are only allowed in the Cottages – not the Condos.  Pets MUST be registered before your arrival.  There is a $15 per night charge per pet.  As a courtesy to other guests, pets MUST be on a leach at all times.  No pet waste can be left for others to pick up or walk through.  Pet owners are responsible for their own waste patrol and expected to dispose of it properly.

Boat Slip:  If you are bringing your own boat and need a slip, rentals are $15/night.  Please include this in your reservation.

Non-Smoking:  All lodging units are non-smoking.  Please smoke outside.

Firearms / Fireworks:  For everyone’s safety, firearms may not be discharged for recreational purposes (hunting, target practice or otherwise) on our property.  No fireworks or firecrackers are permitted on our property or near our rental units.

Housekeeping:  We do not provide daily housekeeping service on our units.  We ask you to keep all the dishes, utensils, pots, and appliances, provided for your convenience in the unit.  All dishes, utensils, and pots used must be cleaned prior to check-out.

NO Fish Cleaning Inside Cottage or Condo Properties:  All fish cleaning must be done at the dock in the fish cleaning station provided with all fish waste being returned to the lake.


While all efforts are made possible to provide you with trustworthy information in a secure environment, this website occupies a shared server environment; therefore, we cannot guarantee that the files available for download on this website will remain free from infection from outside sources including viruses, worms, or other malicious code that can manifest contamination as they are stored in a shared server environment managed by a third-party provider and is outside our control. It also excludes all liability for damages arising out of or in connection with your use or application of information provided on this website.  This includes, without limitation, altering files on the server or website, loss of data, loss of business or profits, damage caused to your computer, computer software, systems and programs, and the data thereon any other direct, indirect, or consequential and incidental damages that can happen from engaging in any online activity. The above exclusions and limitations apply only to the extent permitted by law.


The provision of this Terms of Use is intended to be separated.  If for any reason, any provision of these Terms of Use shall be held invalid or unenforceable in whole or in part inapplicable jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions hereof in any jurisdiction.  The failure of America’s Paradise Resort to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision.


Any claim or controversy that arises out of the Terms of Use for this website, or any service provided by America’s Paradise Resort, shall seek to be resolved first through a civil conversation between both parties conducted by telephone, online or written submissions.  If additional support is needed, advanced arbitration will be pursued through legal aid which could result in trial proceedings governed by the laws of the state and federal courts within the State of Kentucky.


Privacy Policy


The Terms of Use, including all documents referenced herein, represents the entire understanding between the User and America’s Paradise Resort regarding the relationship between these parties and supersedes any prior statements or representations.  Headings used in the Terms of Use are for reference only and shall not affect the meaning of any terms.  “Including” means “including without limitation.”


America’s Paradise Resort reserves the right to make changes to the https://villas48.com website, posted policies and Terms of Use at any time without notice or liability.


Concerns or inquiries related to these Terms of Use should be directed to our principal Website Manager at Webmaster@HMAHotels.com by using our Contact Form requesting our Website Manager reach you directly, or by leaving a message for our Website Manager by calling 270-436-2767.